Affordable SUVs in India: Top Models Between ₹10–12 Lakh After GST Reduction

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by

Himanshu
in

The Indian SUV market has seen tremendous growth, and with the recent GST reductions, many SUVs have become more affordable in the ₹10 lakh to ₹12 lakh price bracket. This price segment offers a wide variety of feature-packed, reliable, and stylish SUVs from leading brands.

In this article, we explore the best SUV variant from each brand within this price limit, highlighting features, performance, and value for money. Whether you are a first-time SUV buyer or looking for an upgrade, this guide provides all the information you need.

Best SUV Variants Under ₹12 Lakh – Brand Wise

1. Maruti Suzuki

Model: Victoris
Best Variant: ZXI+ (O)
Price: ₹10.99 lakh (ex-showroom)
Key Features:

  • Panoramic sunroof
  • 9-inch touchscreen infotainment system
  • 360° camera
  • Wireless charging
  • Advanced Driver Assistance Systems (ADAS)
    Why Choose: Top-tier features with premium styling and hybrid engine efficiency.

Model: Grand Vitara
Best Variant: ZXI+ Petrol
Price: ₹11.42 lakh (ex-showroom)
Key Features: Spacious SUV, modern design, advanced infotainment, premium interior finishes.

2. Hyundai

Model: Creta
Best Variant: SX (O) Turbo
Price: ₹11.11 lakh (ex-showroom)
Key Features:

  • 10.25-inch touchscreen infotainment
  • Panoramic sunroof
  • Wireless charging
  • ADAS features for safety
    Why Choose: Stylish design with advanced technology, best-in-class driving experience.

Model: Exter
Best Variant: SX (O) Connect Pro Pack
Price: ₹10.51 lakh (ex-showroom)
Key Features: Modern features, compact SUV design, efficient performance.

3. Tata Motors

Model: Nexon
Best Variant: XZ+ (O) Dark Edition
Price: ₹11.60 lakh (ex-showroom)
Key Features:

  • 7-inch touchscreen infotainment
  • Harman audio system
  • Sunroof
  • 5-star safety rating
    Why Choose: Combines robust build, safety, and premium features at an affordable price.

Model: Punch
Best Variant: XZ+ (O)
Price: ₹10.32 lakh (ex-showroom)
Key Features: Stylish subcompact SUV with top-end features, efficient petrol engine.

4. Kia

Model: Seltos
Best Variant: HTX Turbo
Price: ₹11.19 lakh (ex-showroom)
Key Features:

  • 10.25-inch touchscreen infotainment
  • Bose sound system
  • Panoramic sunroof
  • ADAS for safety
    Why Choose: Premium feel, sporty performance, and advanced technology in mid-size SUV.

5. Skoda

Model: Kushaq
Best Variant: Style 1.5 TSI DSG
Price: ₹11.99 lakh (ex-showroom)
Key Features:

  • 10-inch touchscreen infotainment
  • Panoramic sunroof
  • Wireless charging
  • ADAS and safety features
    Why Choose: European build quality, powerful engine, and top-tier technology.

6. Volkswagen

Model: Taigun
Best Variant: Topline 1.5 TSI DSG
Price: ₹11.80 lakh (ex-showroom)
Key Features:

  • 10-inch touchscreen
  • Wireless charging
  • Panoramic sunroof
  • ADAS for advanced safety
    Why Choose: German engineering, premium interiors, and driving dynamics.

7. Honda

Model: Elevate
Best Variant: ZX CVT
Price: ₹11.95 lakh (ex-showroom)
Key Features:

  • 10.25-inch touchscreen
  • Panoramic sunroof
  • Wireless charging
  • Advanced safety features with ADAS
    Why Choose: Reliable Honda build with spacious interiors and modern technology.

📊 Comparison Table: Best SUV Variants Under ₹12 Lakh

BrandModelBest VariantPrice (₹ lakh)Key Features
Maruti SuzukiVictorisZXI+ (O)10.99Panoramic sunroof, 9″ touchscreen, 360° camera, ADAS
HyundaiCretaSX (O) Turbo11.1110.25″ touchscreen, panoramic sunroof, wireless charging, ADAS
KiaSeltosHTX Turbo11.1910.25″ touchscreen, Bose audio, panoramic sunroof, ADAS
Tata MotorsNexonXZ+ (O) Dark Edition11.607″ touchscreen, Harman audio, sunroof, 5-star safety
SkodaKushaqStyle 1.5 TSI DSG11.9910″ touchscreen, panoramic sunroof, wireless charging, ADAS
VolkswagenTaigunTopline 1.5 TSI DSG11.8010″ touchscreen, wireless charging, panoramic sunroof, ADAS
HondaElevateZX CVT11.9510.25″ touchscreen, panoramic sunroof, wireless charging, ADAS

✅ Key Takeaways

  • Feature-Rich Options: Top variants offer panoramic sunroofs, ADAS, wireless charging, and premium infotainment.
  • Safety First: Many SUVs come with 5-star crash safety ratings and advanced driver assistance systems.
  • Budget-Friendly: After GST cuts, several premium variants are now within the ₹12 lakh range.
  • Brand Preference: Each SUV brings unique strengths; Maruti and Hyundai offer reliability, Tata ensures safety, while Skoda and Volkswagen deliver European quality.

With the GST reduction, the Indian SUV market is more accessible than ever. By choosing top-end variants under ₹12 lakh, buyers can enjoy premium features, advanced safety, and reliable performance without overspending.

Whether you prefer style, comfort, or advanced technology, this list provides a comprehensive guide to make an informed decision.

Disclaimer: Prices and features are based on ex-showroom rates as of 2025 and are subject to change. It is recommended to check with dealerships or official brand websites for the latest details before purchase.