Author: Himanshu
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Top 25 Excel Formulas Every Accountant Should Know (With Clear Examples)
In today’s business world, accountants rely heavily on Microsoft Excel to manage financial data, prepare reports, and analyze numbers quickly. While anyone can enter data into Excel, mastering the right formulas is what makes an accountant truly efficient and accurate. From simple calculations like SUM and AVERAGE to advanced ones like VLOOKUP, IF, and INDEX-MATCH,…
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NCERT Textbook Controversies: What’s Changing and Why It Matters
Education is never just about learning facts; it’s about shaping how young minds understand the world around them. In India, this idea is at the forefront of debates surrounding the recent changes in NCERT (National Council of Educational Research and Training) textbooks. From renaming books with culturally rooted titles to removing or revising chapters on…
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India’s Banking Sector Opens Up to Foreign Investors: What It Means for Finance & Economy
India’s banking industry has long been a fortress, heavily regulated and largely protected from foreign players. But recent policy signals suggest a gradual opening to foreign investors. This shift could transform India’s financial sector — if handled wisely. Why Is India Opening Up Its Banking Sector? Recent Developments & Real Examples Potential Impacts 1. On…
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RBI’s AI Framework for the Financial Sector: What It Means for India
Artificial Intelligence (AI) is no longer just a buzzword—it’s becoming the backbone of financial systems worldwide. Recognizing its importance, the Reserve Bank of India (RBI) recently released a proposal for a comprehensive AI framework (named FREEAI) that aims to reshape how banks, fintechs, and regulators use artificial intelligence in the financial sector. What is the…
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ITR Filing in India: How is Interest Earned on a Joint Account Taxed?
When it comes to income tax filing, one area that often creates confusion is interest earned on joint bank accounts. Many families in India open joint accounts for convenience, but the question arises — who pays the tax on the interest earned? Let’s break this down as per current Indian tax rules. 1. Who is…
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Top 10 Excel Interview Questions for HR Professionals (With Best Answers)
Why Excel is a Must for HR Professionals In today’s data-driven workplace, HR is no longer limited to recruitment and payroll — it plays a strategic role in workforce planning, performance tracking, and decision-making. Excel is the most widely used tool in HR because it allows professionals to: Simply put, Excel is the backbone of…
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Choosing Between 1-Year and 2-Year MBA in India – Key Differences Explained
1-Year MBA or 2-Year MBA in India? A Complete Guide for Students & Professionals Rohan had been working in a multinational company in Bengaluru for nearly five years. At 28, he felt his career was at a crossroads. His manager had hinted that leadership roles required “an MBA edge.” But the big question was —…
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Top 3 Smartphones for Professionals Under ₹30,000 – Best Value in 2025
Are you looking for a powerful, stylish, and future-ready smartphone under ₹30,000? In 2025, the mid-range smartphone market is more competitive than ever, and professionals now have flagship-level features at affordable prices. After careful research, here are the Top 3 Smartphones for Professionals Under ₹30,000 that balance performance, design, battery, and camera perfectly. 1. Samsung…
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Old Vehicles to Stay for 20 Years – But Be Ready for a Heavy Re-Registration Fee
Ravi, a 48-year-old government employee in Lucknow, loves his old Maruti 800. It was his first car, bought back in 2004. Well-maintained, shining after every wash, and still giving 18 kmpl, Ravi never thought of parting ways with it. But last week, when he went to the RTO to ask about renewal after 20 years,…
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Income Tax Rules 2025: New ₹4 Lakh & ₹8 Lakh Limits on Perks – How They Boost Your Take-Home Salary
Income Tax Rules Revised: New ₹4 Lakh & ₹8 Lakh Thresholds for Employee Perks The government has recently revised the income tax rules, bringing much-needed relief to salaried taxpayers. Two key thresholds have been significantly increased—one for classification of “specified employees” in relation to non-monetary perks, and the other for exemption on overseas medical treatment…
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Online Gaming Bill 2025: What It Means for Dream11 and Fantasy Sports in India
What’s the Bill About? India is poised to enact a sweeping Promotion and Regulation of Online Gaming Bill, 2025, aiming to control the booming digital gaming industry with a two-pronged approach: How It Works: Key Components 1. Regulatory Body 2. Banned Activities 3. Classified Gaming 4. Penalties and Enforcement 5. Protection & Innovation Real-World Examples…