Tag: RBI digital payment authentication 2026
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RBI New Digital Payment Authentication Rules 2026: Moving Beyond SMS OTP, Biometric Verification, Risk-Based Authentication and What Users Must Know
The Reserve Bank of India (RBI) has announced a major revamp in digital payment authentication rules, effective April 1, 2026. This move is aimed at strengthening security in India’s rapidly growing digital payments ecosystem while reducing fraud, phishing, and unauthorized transactions. Currently, most digital transactions — including UPI, debit/credit cards, net banking, wallets, and IMPS…