Tag: 25 percent lock in EPF

Why the New PF Rule Will Hurt Your Retirement: How Changes in EPF Withdrawal Will Impact Compounding and Long-Term Savings

Oct 17, 2025

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by

Himanshu

in Economic News, Finance and Accounting

In recent rule updates for the Employees’ Provident Fund (EPF), a significant policy shift is causing alarm among financial experts and retirees. The changes make it easier to withdraw your PF corpus after just 12 months of unemployment—but advisors warn that tapping your savings early will severely erode the power of compounding, ultimately weakening retirement…